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Scuba4804

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I need to go up 30 points if I pay off a credit card in collections will that do it

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Don't waste your time reading about  "pay for delete" agreements. This works approximately 10% of the time. Most collection agencies won't entertain this proposal because it violates the terms of agreement they have with the credit bureaus, and they're not going to risk having their contracts terminated over your account. Some of the smaller ones that are more desperate for money might do it, but they're few and far between. Not to mention if you pay and then the collection agency doesn't hold up their end of the bargain you're not going to get any help from the bureaus since this is information that should be there anyway. 
As for paying it off, it might help your score a little bit, but I wouldn't think it would make a thirty point difference. 

The good thing about paying it is your report will look better. Score isn't everything--sometimes the content of the report is worthy of more focus. For instance, if you move or try to get a new job having an open collection will sometimes automatically disqualify you from consideration, whereas a closed collection can be overlooked. 

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Do some reading on "pay for delete agreements".

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