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tl1993

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I need help understanding my credit report.
I was hoping to get some more information as to why my credit score says poor despite paying the interest on my loan back on time.

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Credit Karma Team
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Hi tl1993,

There are actually hundreds of things that can affect your credit scores. Your ontime payments are a major component of your score, but there are many other considerations, too. If you're new to credit, I suggest clicking the "Articles" tab at the top of Credit Karma and reading through some of our educational resources. 

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