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eric0608

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i have tried very hard to improve my credit but i have 6 hard credit inquires what can i do to impro
can a professional at credit karma look at my credit and please give me a little bit of advice

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If hard inquiries is your main problem, you simply just have to wait it out. Hard inquires stay on your credit report for 2 years; however, they only have an effect on your score for 1 year. If you run your 3 reports at annualcreditscore.com they will tell you the exact date each of your hard inquiries were made and once a year has passed your score will not be effected by that inquiry. You should refrain from applying for anymore credit until those start to fall off, hard inquiries are taken seriously because statistics show that people with 6 or more hard inquiries within a year are eight times more likely to file bankruptcy.

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eric0608

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Thank you i will definally listen to that advice.

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