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I have settled on a bad debt w/ collector. But only shows as a pmt on report
I settled w/ a collector on 10-30-12 for a Chase acct. but it's only showing up on report as a payment and not a settlement. I have a cancelled echeck from my bank that clearly states in the notations area "settlement payment." That the collection agency wrote. I'm not sure who to contact. The collector or the 3 agencies? Also the debt has been purchased by another collector since then. Thanks for your help.

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