Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
shankar46

0 Contributions
0 People Helped
i have postings that ive paid off, how do i get them out?
I have 2 postings that I've already paid off but they are still showing up. how do I get them out?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1051 Contributions
188 People Helped

By postings, I will presume you mean collections.   Any debts remain on your credit report for 7 years from the date the account was reported as deliquent.  If it is within the 7 years from the original debt they will remain for 7 years from the date of deliquency.  If it is after the 7 years, write a dispute letter to each bureau requesting them to be removed.   Be prepared to show proof of the original debt. 

Top Contributor
9980 Contributions
4257 People Helped

Paid debts willll remain part kof your credit history for 7 years from 'date of last activity' which usually means last payment.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.