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BEVWHA

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i have paid off four (4) credit cards and i don't see them reflected on my crfedit score

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Top Contributor
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Congrats on the pay offs!  Seeing them on the credit report is probably only a timing issue.   Most creditors file the information every month on a specific date.  Look at the dates on your accounts here on Credit Karma and you should see the last date reported, expect the update in 30 days from that date.   The credit bureau does not have to update the information immediately, I see data reported up to 10 days after the creditor make their update.  In addition, it could take another week or two for it to appear here on Credit Karma.  If you don't see the informaiton updated within 60 days, you may want to communicate with the creditor to ask them to update the file.

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