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bluntjr

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i have paid my debt,that i am aware of. I do not understand why the credit bureu is so slow
why is the credit bureau is so slow,i have paid all debts that i am aware of.

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That you paid debts is good.  That you must think that paying the debts in full removes them from a credit report  is BAD and shows that you would be wise to read the articles on this site so you can learn more about how credit works and how you can improve your credit score. 

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Here's how it works:  There are three credit bureaus.  Lenders/creditors can choose which bureau they report to (some report to just 1, some to 2, some to all 3).  The lenders choose the day that they want to send their data to the bureaus.  (Our company sends data on the 15th of the month, but if we get busy, we may not do it unil the 20th.)  It is entirely up to the lender/creditor.  So it often takes 2-3 months for a payoff to show up on your credit report, depending on when you creditor sends their data and when CK updates their info.  Just try waiting a little longer.  Best of luck!

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Slow increasing but not decreasing

On Credit Karma my score decreased within a days, less than a week for a hard inquiry (done before I understood how they ding credit rating). Even if it just so happen the hard inquiry was a day or two before a regular update, it doesn't explain why it takes more than 3 weeks for paid up credit cards/decrease in utilization to show up on Credit Karma.

If Credit Karma gets updates that fast to decrease a credit rating, then why does it take so long for credit increases to show up? If reporting is what its all about from the accounts to the credit bureaus, then why the priority in decreasing above posting credit score increases?

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