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Question By
camyaaronpologaby

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I have not asked Wells Fargo aka FA CREDCO for a loan on anything. Why are they doing hard inquiry?
just checked Credit Karma and the hard inquiry was done 4/25/14
I did not ask for a refi or car loan? What gives them the right to do an inquiry on me?

What is my recourse?

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Top Contributor
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Dispute on the website

file a dispute with the CRA's about the inquiry,  Also check out your Credit reports,  Some one may be trying to use your info to commit fraud.  

You can put a freeze on your account which means that no one can check your report with out you releasing the freeze.  Best way to prevent fraud.  When you know you are going to be appling for a new line of credit you can lift the freeze for 30 days

Its easy to do on each of the big 3's websites. 

Good luck

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