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TinyGyal19

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I have no credit and am looking for an actual credit card (not a deposite one), what can I do?
I am 20 years old and work. I pay all my bills and have yet to be able to build any credit for some reason. What can I do to actually get credit formed? I'm not looking for a prepaid card or anything of that sort, I'm looking for a card I can charge and pay off monthly.

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