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Chuckles818504

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I have No Credit
How am I to get credit if no one will give me a loan?

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Secured credit card

Most banks offer a Secured Credit card to help you establish credit.  It looks and works just like a regular credit card but the limit is determined by the amount on deposit.

You would deposit money into a savings account that is used as colateral for the credit card. after about a year of ontime payments they generally release the savings and convert the credit card to a regular credit card.

Thats how you establish credit with out a loan.

Good luck

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