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palomino66

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i have no credit

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As already said, start reading. Reading everything that you can find about credit is the first step. The second step will be to get yourself a Secured Credit Card that reports to all three credit bureaus.

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I suggest you read the articles provided on this site so you can learn about credit and how to build a good credit score. That is the focus of Credit Karma and the information in the articles is very helpful.

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