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Posted in Auto Loans
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Caren2

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I have had auto insurance for over 2 years, it doesn't show on my credit report. Why?
Also none of my auto loan payments never reported only what's left unpaid balance due

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Insurance is not a credit item but a necessary expense for the privilege of driving a vehicle.  Credit reports don't generally report the payments, but your billing statement will. The articles here explain credit very well and are worth reading.

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Hmm, lets see, does an electric bill show up on credit reports....nope. How about cable TV bill.....yet again nope.   Maybe it is because you are not being given credit, a loan of any kind.  You pay a bill, just like rent, medical bills etc.  Now all of these items can HURT your score if you do not pay and they go to collections, but other than that they are not a loan of any kind so do not get reported.  Please take some time to really start learning about how the system works before you do yourself some real harm that will take years to repair.

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