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Question By
jaykara

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I have good credit but how can I increase my score?
Although I do have good credit I want it to be better. My credit history is only a little over a year old and I have one credit card that I use for small purchases and I also have a car loan. I pay both on time. In a few years I would love to take out a house loan but I know that will make my credit score decrease. I just would love to see if there's any way I can increase my score other then the length of my credit history.

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one thing that does help is if you have a family member who will add you onto one of their cards as an authorized user. make sure its been open for at least a couple of years and the balance is very low.  - that will also help with length of history :)

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jaykara

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Wow, I never heard of that.. thank you

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You probably need to get more credit to gain more history.  Visit www.credit.about.com and read on how to improve your credit scores.  Best of luck!

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