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Moni43ms

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I have debt up to $7401 can i file bankruptcy? Most of this debt i don't know where it came from.

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It's not worth it.

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it will cost $2000 to $3000 to file so its not worth it. (generally recomend 2 to 3 times your annual salary in debt before filing)  

if you don't know where the debt came from start finding out.!  Then start working your way through either getting them off your report or getting them paid off.    Learn what it takes to have good credit, it's not that hard.

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First, check all three credit reports.  Go to annualcreditreport.com to get them and read them over very carefully. File disputes on all wrong information (such as accounts you have no idea about) with the credit bureau reporting them.  They are then supposed to investigate and either verify or delete the disputed item.  Make it a practice to do this credit check every year so that only the correct information is reported.
 

Filing bankruptcy is the last resort solution to debt problems and it hurts you for at least 10 years.  Unlike the advertisements, it is not a "fresh start" unless you consider having to totally rebuild your credit from "square one" to be a fresh start.  Please read the articles on this site (you'll find them listed under "Resources" on the left side of the page).  Credit Karma's purpose is to TEACH people how to build and maintain a good credit score.

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