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Dzung011

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I have charge of 5 years old ! But my credit 623 .could I get home loan?

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it will be tough with a 623 especially with a charge off but most states only require a 620 to go FHA (some its 640) so google FHA requirements for your state....and then all you need is 3% down payment...also make sure your debt to income ration isn't over 30% ie: you bring home $3,000 per month your bills don;'t go over $1,000 that includes gas grocceries electricity water cable phone EVERYTHING and you'll be in good shape to get approved

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