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I have been paying down my credit cards quickly, my score never rises anymore what else can I do?
I have 3 credit cards with limits of $6500 with $3500 balance, $5k with $2200 balance and $300 which I have never used. My other loan is a student loan. Should I make larger payment towards that to improve my score. I'm not sure what else I can do, the optimizer only shows minimal improvement by paying cars off.

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