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I have an old account that went into collections why did they do a hard inquiry on my credit ?
I got an alert from karma saying a my score dropped 33 points because of a hard inquiry. Come to find out that the name on the inquiry was "COLLECTIONS".Why did they do that just to screw me because I didn't pay them ? I don't think they really needed to check my score now since it was back in 2006 and the limitations have expired in my state.Please enlighten me on this

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