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P15Chestnutt

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i have account on credit report that just showed up but have had paid off for several months why now
i took out personal loan in 2011 paid account off mid 2012 it is now on my credit report as an added account

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Accounts on credit report

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Any account on your credit report is going to mremain for at least 7 years, which is what the law requires.  A bankruptcy will bew there for 10.

Since this loan is paid off, it's a good mark on your credit report and shows that you can be trusted with money.

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