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1christyb

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i have a credit card on my account listed as HSBC. I am not familiar with who this is

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When did you last check all three credit reports?  Errors are common.  Go to annualcreditreport.com and get copies of all three credit reports.  Look them over thoroughly and dispute any entry that is either wrong or you don't know anything about with the credit bureau that is reporting it.  You do want to make this an annual habit so that only the correct information is reported.

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