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Beetlejuice75

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I have a collection that shows its on Equifax but when you check Equifax it shows its on Transunion?
The collection charge was also removed but is now back on with a different creditor.

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You are probably seeing a comment which was posted on the item.  Your collection would be posting where the information was secured and/or that the original creditor who posted to Equifax, indicated via note that the full details were filed with TransUnion.   You'll want to check the details themselves to see more information.    Some items are cleared incorrectly by creditors when they file information.  Perhaps they keyed the items to show it was deleted when they sold the debt and marked it deleted, the credit bureau followed suit and deleted the item.   When it showed up under a new creditor, this usually indicates that the debt was sold from creditor 1 to reditor 2 and they now hold the debt.   The only way to stop the process is to contact them to negotiate removal and/or payment so that you can stop the reporting process.   You can actually have a single debt reported multiple times.    ALWAYS work with a creditor when they call you.   If you start working with them upon their first request, you can stop the collection reporting snowball in its tracks.

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