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bww250

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I have a beneficial home mortgage and its 10.4 %. Anyone have a suggestion how to get rid or lower?

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A lot depends on your credit score. How long you've had the loan and on time payments, debt to income ratio. Check out mortgage rates through different lenders, but don't have them run your credit because that will result in hard inquiries. When going to lenders, find out which credit reporting agency they use. Then be sure to get your credit report.  Or to cover all bases, obtain all three credit reports from Equifax, Experian, and Transunion.

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