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I have a bank showing on my credit from (2013,and 2015)
I have a bank showing on my credit from (2013,and 2015) stating I owe 1300 dollars but, I closed the account (in good standing)in 2012 when I moved to Florida. How can I figure out what this could possibly be without reopenening and lengthening the time for the 7 yr reporting rule to restart? I do not understand how I could owe money to a bank when I didnt use the account unless they let some charges or something go through that I was unaware of.....What is my best option?

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