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Paycash42

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I have a 783 score here on CK. I have a $20k line of credit from a bank that I no longer use.
I also signed up for a Cabela's club membership to get a discount, which turned out to be a Visa card. Is it better to just leave these open or close them down as I have no plans to use them?

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Top Contributor
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Leave them open and do read the articles here so you can learn why that is the best idea.

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