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BKFuller63

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I have 8 account in collections, what can I do to get them off my credit report?

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Well,depending on how old they are..... Delinquent accounts stay on your file for 7 years. Try to do an online dispute(to the major credit bureaus reporting the debts), sometimes you can dispute that the debt is not yours. Most companies purge their records after 3-4 years so they may not carry the personal info needed to prove that it is your debt. If indeed they have proof that it is your debt, next step is to try to negotiate a "pay for delete" settlement. At this point you will have to call your debt collector and try to negotiate one on one. Don't take no for an answer, ask to speak to a manager if need be. Finally if all else fails; just pay off the debt. It still looks better that a debt is paid verses not being resolved. Good luck my friend

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