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Question By
gillids

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i have 4 remarks in collections, but the companies have no record of me. what do i do?
I called the collection companies about it and they couldn't find my social of my name so im confused where these collections came from and i need to fix it as soon as possible.

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Get them removed.

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These are the easiest to have removed from your credit reports! If you already contacted the creditors on your credit report and they cannot verify the information, then it is very likely they will not be able to respond to the bureaus' request for validation of the account and the bureaus will delete and remove the negative items. Go to the website of credit bureau and select link for credit disputes. Open a new dispute for each item selecting the option that you know of the account. Within 30 days the items should come off and within 45 days you will have an updated report from the burea. You have to do this for each bureau and for each item.

If you prefer, you can pay a credit repair company to do it for you. This should be easy work for them given the description you provide above. But it's so easy it's best to do it yourself. Only use a paid repair agency if you really feel uncomfortable with the online process.

Good luck and don't delay.. there's no reason to keep it on there if they won't validate the debt and confirm it's yours!

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