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jen4just

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I have 20k in debt should I file for bankruptcy?
I have no credit card debt. Only one student loan and the rest medical bills and services. Should I try to settle the debts? I have no idea where to begin! All advice is welcomed, thank you.

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Student loans cannot be discharged in bankruptcy so you need to see what other  payment arrangements can be made by contacting your lender. Settling the medical debts would be good if possible. 

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