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I have 2 credit cards that have a fixed rate of 22.95%.
I would like to get a card that has 0% for transfers and a lower interest fee. Most of my derogatprty claims are Dr bills due to lack of income to afford supplemental insurance. My transution report has gon up to fair from poor. If anyone has any information that would help me it would be greatly appreciate it. One more thing I had to file bankruptcy in Feb 2016. Seems like I'll never have a 140 fico rating again....

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