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1313dms

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i have 2 credit card acts. i show as closed that i never used . how to get then off report ?
i did apply but when they said my credit ballance would be less than 500 i told them i did not want them ...now they show as closed acts. how do i get rid of that report ?

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You could A) try disputing them with the credit bureaus. May or may not work, probably not. B) You could contact the credit card companies themselves and ask them if they would kindly remove the accounts from your reports as you never used them.

Understand, before doing this, that these accounts may be helping your credit and if you remove them it very well might cause damage to your credit. The only accounts that you should ever try to remove is negative accounts and these accounts are not negative. Almost always, removing accounts closed in good standing will DAMAGE YOUR CREDIT! That said, leave this alone. Do some reading on this to understand further.

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