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texasconey

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i have 1 thing that is in collection how do i find out to contact them

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Obviously, you are not currently hearing from said collection agency or you would know how to contact them.  So, you go to annualcreditreport.com and get copies of all three credit reports.  Look them over very carefully because this collection could be an error.  You will file disputes on all known or suspected errors with the credit bureau reporting them.  Do this in writing and keep copies for your records until the issue is resolved.  The credit bureaus will investigate and either verify or delete the disputed items.

Make doing this credit report check and annual routine because only you can see to the corrections on your report.

Somewhere on the credit report showing this collection will be information on how to contact them, which you want to do ONLY if it is YOUR debt and not an error. 

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