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BlankSlateMT

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I have 0 credit. Where do I start building?
All I see on here are questions about debt and rebuilding badcredit. I have 0 credit, and any credit check comes up blank. So my question is how do I establish credit when I can't get approved for any card? I've even been denied a Best Buy card! I have great rental history with both P.M's and private home-owners; never had a late payment or haven't been able to pay. Unfortunately, unless you ask them to report it to the Credit Bureaus, they won't. So good rental history means nothing.

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Hi BlankSlateMT, have you tried applying for secured credit cards? How these work is you provide a refundable deposit in order to receive a credit card (low balance to begin with). The deposit is to ensure that poor or no credit history holders do not default. You would use the card for a while until you develop your credit history. Just make sure you always pay the credit card bill on time and it will all eventually take care of itself.  

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