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Bags1963

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I had 2 closed accounts. Is it too late to pay them to help my credit score?
Also there is a legal item on my credit report. No date listed. Will that eventually come off my report, if so when OR is there something I need to do to get it off my credit score?

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Just closed, then yes paying may prevent charge off and collections.

If the account is already charged off and in collections, paying may not do much good for your credit.

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