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exskaterdude

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I got a call from a collection company about a medical bill
I have asked for a letter proving to me that the debt is mine and am currently waiting on that. I made calls to the hospital didn't actually handle billing accounts back in 2012. I then called the company that they directed me to and they said that they had sent letters that got returned and made calls, but I never got any of the billing information. Also they said that they weren't able to process my insurance back then and now I have gotten this call from collections about three years later. I called to try and have someone reprocess the bill through the insurance company but I no longer use them and it's past there time period for filing a claim. I'm really hoping that once I send a letter to the collections agency disputing all of this it will basically be written off. What do you all think I am to expect as an out come here , and what are my options please?

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Sounds like you've covered your bases. You've asked the collection agency for verification the debt is yours. That's key. There are lots of unscrupulous agencies. I just read an article today where a woman was awarded over 80 million dollars over a $1000 collection debt that wasn't hers. The collection agency got her name mixed up with someone else.  

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