Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Mortgage
Profile Image

Question By
ser56301

0 Contributions
0 People Helped
I filed in 2009 and would like to know how long it will be on my credit report?
After bankruptsy my mortgage is not on my credit report - I still pay my mortgage and will it help improve my credit score?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3675 People Helped
Most Helpful Response

A Bankruptcy: generally 10 years

Helpful to 1 out of 1 people

10 years is the norm,  But it will also give you a clean slate.  It's an uphill battle but one that you can win if you are prudent and stick to a plan.  it may even be easier to get new small credit lines, beacuse they know you have no debt.

If you still paying a mortgage abut it's not reporting, it may be because of some internal goof by the mnortgage company or the CRA's,  Send a letter requesting that your mortgage be reported to the CRA's to the lender.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.