Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
MzMadness1

2 Contributions
2 People Helped
I disputed an item on my report, my score was dropped 27 points, really, why?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1134 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

I am assuming it was a negative account that has not updated in a long time, when you disputed it, it updated, making the negative account look new to the scoring systems and that is what caused a decline in your scores.

Reply by
MzMadness1

2 Contributions
2 People Helped

Thanks, TryingToUnderstand!! I just get disappoint after disappointment. I understand what youz're saying about an old negative but the system shouldn't drop your score like that. I honestly feel the system is some type of scam!l Equifax removed a collections account a couple of days ago, it dropped my score another 13 points. I've had/still having numerous health issues and had some financial issues which hurt my credit, on top of that, an ex spouse made it worst. I'm trying and the system keeps failing me!!!! Frustrated and Exhausted!! 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.