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Question By
moatie44

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I closed a credit card account yet its still on my report??with a balance

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Credit Karma Team
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Hi moatie44, how long ago did you close the account? Your  credit report is not updated instantly. Generally, your creditors send an update to the credit bureau once per month.

Reply by
le70

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How long after you receive the update from the creditors do you update the balance on Kredit Karma? example: I have a card that the statement date is 2/16 - they confirmed that they send a report when they run the statement. When should I see this update on this site?

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did you close it and pay it off?

When you closed your account did you also pay any remaining amount on off?  Sounds like a dumb response but you would be surprised how many people think that when they close an account then they do not have to pay any remaining balances since it is "closed"

Creditors usually send their reports to the credit bureaus 1x per month and it is usually around the statement closing date.

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