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matellas44

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I cant pull up my credit report

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Go to annualcreditreport.com where you can get copies of all three credit reports.

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Just in case (since you didn't provide a lot of info)... if you came out of Chapter 13 and it's been a long while since any credit activity has happened on Equifax and/or Transunion, lenders will likely see nothing from those bureaus about you. (This happened to me last year when I came out of Chapter 13... those two bureaus told the mortgage lender(s) bupkis.) The only way to get past that is to get a small credit card, run up small charges (less than 10% of the credit limit in total each month), then pay it down to zero each month. It'll take at least 60 days after the first payment before the bureaus wake and and report scores to any lender who does an inquiry (as a bonus, your score goes up by a lot.)

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