Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Student Loans
Profile Image

Question By
TexMex123

0 Contributions
0 People Helped
I became disabled 3 years ago and the Dr. signed the loan discharge paper work, I still see the loan
Being Disabled and having the Student Loans discharged.. Will it ever come off your credit report? Its been 3 years now.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7353 Contributions
3808 People Helped

It will. Mine did.

You should have been getting annual requests from the student loan disability handler asking for your annual income.  Even if you don't have any, those papers must be answered and returned.

The loans will still show on your credit reports for 7 years from "date okf last activity" (when it's cancelled) because that is required of all credit accounts under the Fair Credit Reporting Act, which is a federal regulation.

Reply by
goyo48

4 Contributions
0 People Helped

Yes they have been answered and returned

4 Contributions
0 People Helped

Student loan

I became disabled 100% 11 years ago Dr. Signed my discharged papers 3 years ago

4 Contributions
0 People Helped

Chase credit

Car loan I traded my 2007 doge nitro in to red bluff ford of red bluff for a Ford Escape and Redbluff did not pay off chase and they reposed both cars at the same time Phil price owner of red bluff ford is still being sue even after he was shut down by the state of California besides that chase was cheating us with the car loan and repoed it twice we paid them over $4000. In fraudulent fees to have car retired when Redbluff ford did not pay chase chase came and got the car same day ford repoed ford car Santander did the same cheated us repoed we paid them over $5000. In fraudulent fees we have possession of a 2009 Ford Focus they declined our request to reduce interest they still have the car as repoed when we have possession of it and have not missed one payment

Reply by
goyo48

4 Contributions
0 People Helped

We called the state filed with the state of California and still they will not admit they cheated us in fact we are part of a class action suit involving Santander usa

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.