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xsmghn

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I applied for citibank card and card was declined because account was included in bankruptcy 20y ago
is that possible that bank declined because their account was included and dismissed in bankruptcy over 20 years ago

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Top Contributor
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Yes,

They have the right to decline you credit if you filed bankruptcy on one of their accounts in the past. 

Whats reported on your credit report is limited to 7 to 10 years, but individual companies can keep there own records forever. 

Try another creditor. There are plenty of them. 

good luck 

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