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jk1464

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i applied for a credit card , because credit karma said i had good chance i was dehied.
there should be way that you score does not go down,becaus I only applied because credit karma suggested it.

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Good does not mean excellent, so you basically said well 60% of getting the card is good enough for me to try instead of 80-90%.  I would spend more time learning where your score is, what types of cards accept what type of credit, before applying again in the future.  There is no way to reverse credit inquiry, even when it was due to someone else suggesting you try, and it would be nice if an attempt did not effect score. But creditors want to know how much you are looking for credit, typically a person looking for more credit is not living within their means. This is not always true and do not presume to ascribe that to you. Sometimes you get a bonus go shopping to spend it, and get a bunch of cards for some free finiancing.

The inquiry comes off in two years, so if you only have one or two I would not worry about it as it is not a strong factor in most scoring systems.

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