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thisbobs4u

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I applied, and have un-used CC . Found & have better CC. Will returning first card improve my score?

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Depends on how long you've had it, but doubtful. For one thing, the Hard Inquiries are not going to go away. The only thing that you may do, is prevent a new account from reporting and that would help protect the "average age of accounts". Be certain to do some reading on all credit topics and understand that in most cases you cannot "undo" mistakes regarding your credit.

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