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SandyBeach44

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I am not obligated to pay my student loan yet the interest has accrued, can that effect my credit?

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Hi SandyBeach44, it would be helpful if you could provide more detail on your situation. Are you only currently not obliged to pay your student loan because yoe're a full time student, the loan is in deferrment/forbearance, etc? If its a situation like that, your loan will continue to accrue interest even if you don't need to pay for a period of time. The loan will not be reported as delinquent.

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SandyBeach44

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ok so i am on an income based repyment which is zero dollars because i dont have a high income. so my balance is higher than i was loaned, so my question is does that effect my credit?....

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