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hotshotdaddy

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I am needing to Raise my credit score 20 points Quick any ideas on how I need to do this ?
we are needing to buy our first house and they said we have to raise our score by 20 points. I have one small thing in Collections that I can pay off will that help increase my score at all

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First Premier Bank Credit Card.

In September,2014 i got a $300 credit limit card from them at by november i had about 40+ points added tomy credit score. But to keepit you have to pay on time and used about 50% of the credit limit..

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