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Question By
Ashley0518

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I am 18, and really want to start my credit score , but i dont know where to start ? any advice?

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Get a credit card from your bank.

Ask them for a credit card and explain your situation. Hopefully they just approve you for a regular card with a low limit ($500). More likely though is that they will give you a secured credit card for 6 months, which is basically a credit card that you have to put down a deposit for. Use the card at least once a month, it doesn't matter how much, and always pay your bill on time.

After a few months you will probably start getting credit card offers in the mail, which you can take if you like them. Or after about 6 months you can go back to your bank and you should be able to get a regular credit card.

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Reply by
jwsister

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There is a lot of valuable information in the articles on this site (see left side of page) and I do suggest you take the time to read them.  Credit Karma also provides some financial tools here, too, so you can see what could happen to your credit without it really happening.  The tools are interactive. This knowledge is important in helping you to buid and maintain a good credit score and using credit wisely.  That is the reason for this site!

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