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Question By
bajabeachbum1

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I accidentally went over my credit card utilization rate!
I accidentally used the wrong card when making a purchase and found out my credit score went down 40 points because my utilization rate for the month was at 70%. How long will it take to get my credit score back up again?

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Score will go back up when you pay the balance down or off and reported to Credit Bureaus. Utilizations has no memories, your score from utilizations will reflect whatever you have on your report at whenever time it's being pulled.

Reply by
bajabeachbum1

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Thank you very much for your input.

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