Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
smokeysmokerson

0 Contributions
0 People Helped
Huge discrepancy in Credit Score rating between C.K. vs. FICO, provided via Discover
Having recently heard a lot of great compliments regarding Credit Karma and its services, I signed up for the free account today.

Curious to understand why my Discover Bank provided FICO score was ~650 but C.K shows it to be way >750.

I understand C.K provides the score rating based on Equifax and TransU, but do I assume that the FICO rating was poor due to a much lower Credit score rating by Experian??

Just trying to understand why is there a huge difference in the credit rating here vs the FICO score provided by my bank..

Thank You.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
36 Contributions
6 People Helped

Fico vs CK

CK uses a completely different scoring system than fico. 90% of lenders use fico scores, so consider those your accurate score levels.

Top Contributor
1767 Contributions
3024 People Helped

This has been asked and Answered 100's and 100's of time,  Do your Research.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.