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Stephaniebug

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How would I know if someone is using my credit
When I try to make a account on here it already said I had one which was werid cause I haven't even built credit yet

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That is weird and hopefully it is just some type of glitch. If you've never used credit, you won't have reports or scores. I suggest getting yourself a Secured credit card that is reported to all three credit bureaus (Capital One is a good lender to start with). Use it for six months and then check the credit bureaus directly for your credit info.

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