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peeshy1

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How will my bad credit affect my fiance's after marriage?

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Bad credit affect new spouse?

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Bad credit can affect your joint credit rating if you apply jointly for something such as a house or car.  Then creditors will look at BOTH payment histories and they will be reluctant to grant, or may charge higer interest due to the one spouse's poor credit rating.

However, if it it a single loan with just your fiance's name on it, he may be able to get a favorable loan rate based on past history.

It would be a great idea for you to work on rebuilding your credit rating so that, as a couple, you can get the best financing rate possible, especially on a house or car.  Marriage is a partnership and both partners should wo rk to keep the partnership solvent.

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