Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
paulareed

1 Contribution
0 People Helped
How will an automatic up grade from Old Navy to Visa effect my score?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2791 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

You say it is an upgrade, so I'm guessing you're getting a higher credit limit?  If so, that will increase your score, as long as your utilization is below 30%.  Anytime folks are handing you more credit; it's a sign you have a good credit score.  Congrats!!

Reply by
paulareed

1 Contribution
0 People Helped

They are shifting my account from a store card to a Visa that earns points toward Old Navy purchases. Hopefully it will help since I rarely buy clothes right now and do not generally intend to use it to collect points. Thanks!    I was getting lower scores through the simulator if I transfered balances so I was more confused about whether I should accept this card.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.