Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
timriley1991

1 Contribution
1 Person Helped
How to undisputed something?
How can I change the status of something on my credit report from Disputed to no longer Disputed. I am being asked to do this by my Mortgage lender. I was pre approved for a mortgage, however once the process started, my mortgage lender explained that in order for the process to move forward that I had to change 3 disputed items to resolved, removed or undisputed. Does anyone know how to fast track this process, or a step by step process?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
1 Contribution
2 People Helped
Most Helpful Response

unfair disputes

Helpful to 2 out of 2 people

Unfortunately,  when trying to apply for a conventional loan, all disputes with creditors have to be undisputed because they view it as a risk. FHA loans are willing to over look most disputes but they have more fees.....

It is kind of unfair, because it is your right to dispute anything on your credit report but then it gets held against you. Most of the time, people dispute items for fraud, old accounts/charge offs, or errors. The best way to undispute an item is to contact the Bureau it is under: TransUnion, Equifax, & Experian. You can call (But it is a pain), or send a letter either by fax or mail explaining you wish to undispute the item. Always follow up, sometimes it can take 30 or more days...... 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.