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MichaelZ747

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How to take 7 year old accounts off your credit?

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Top Contributor
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If the accounts were closed in good standing, DO NOT TRY TO REMOVE THEM.

DOING SO WOULD DAMAGE YOUR CREDIT!!

If you are absolutely sure that the accounts are negative accounts, then you contact the credit bureaus and ask them to remove them if the seven years is up.

Do extensive reading and have a thorough understanding of how credit works before taking any action.

Top Contributor
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Technically it's 7.5 years, not 7.  The time starts when you are 30 days late on the original account.
You're almost there--hang in there!

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